you need
  • - an application for a grant;
  • - passport;
  • - marriage certificate;
  • - documents confirming the recognition of families in need of better housing conditions;
  • - proof of income;
  • - an extract from the house register;
  • - a copy of the account.
Guide
1
Initially, the family must assess the possibility of obtaining subsidies under the state program.In every region of the Russian Federation to present their requirements to obtain subsidies, and there is a difference in her size.For example, in Moscow relies on two 48 sq.If a family has children, then - 18 sq.m.each.
2
Then the family must get in line for improvement of living conditions in the region.Living area, which is home to a married couple must not be above the regional low in the subject of the Russian Federation.
3
The next step is to contact the district administration i
n the region of the Russian Federation with a complete list of documents.The decision to grant or refuse a family subsidy authority shall take within 10 days.
4
The grant can be spent on the construction of housing or the purchase of housing under construction or in the secondary market.If the money to purchase a given subsidies are not enough, perhaps arrange a mortgage in any bank that participates in the program.This subsidy can act as a down payment on the mortgage.Mortgage offers family on the following conditions - the state provides 35% of the appraised value of property, if the family has children - up to 40%.
5
Next, you need to apply to the selected bank to get a loan.Pre preparing proof of income, the right to a grant and a contract for the purchase of housing.The procedure for obtaining a mortgage with a government grant and assessment of solvency standard.