you need
  • - passport;
  • - SNILS;
  • - certificate of the parent capital.
Guide
1
Prepare all the necessary documents to apply for a mortgage loan : - fill in the form credit ora;
- provide a passport of the Russian Federation;
- certificate of pension insurance;
- documents that indicate the income and employment;
- documents related to the loan previously issued by th if this was;
- a state certificate to the family (parent) capital;
- a certificate from the Pension Fund of the Russian Federation, showing the balance of the parent capital;
- documents determining the maximum amount of loan well.
2
collected all the documents listed above, contact your bank officer to have it checked whether all documents are in order and whether they are drafted.Specify the
maximum amount of loan well, and some will pay an initial fee.Ask an employee of the bank to issue a statement, because an inexperienced person will make a lot of mistakes.The Bank is obliged to send notice of its decision to provide a loan well.Do not despair if you do not come to the notice, for reasons that may be different.Therefore, go to the bank and on the issue of joining cope notice.
3
received a positive response from the bank, go in search of the apartment, the purchase of which take credit , if within three months, do not buy an apartment, the bank may require you to renew the contract.