Tip 1: How to save on everything

you constantly do not have enough money to pay, and increase revenue in the near future is not expected?So, it's time to move to the mode of total savings.By reducing all items of expenditure, you can carve out a lot of additional funds.And, perhaps, the savings will be for you a temporary means for the correction of the financial situation, and a way of life.
Determined to save, start to consider all of their costs.Keep a notebook to record expenses or download the appropriate software program.Keep a record of any acquired trifle.Keep a daily personal finance, and at the end of each week to sum up.Analyze on what you spend your money.Perhaps it will be a surprise for you.
One of the largest items of expenditure - food.It is quite possible to save, without the slightest damage to health.Forget the phrase "Buy on trial", "I'll try a novelty," and the like.Buy only what you really need.Before going to the store is a list of prospective purchases and follow it exactly.

monitored prices in nearby shops and select the one where the prices of the products on your list are minimal.Keep in mind - if the shop is located away from home, to the value of the products will have to add the cost of transportation (including gasoline for your car).
purchasing products and household chemicals, look for those that shop produces under its own brand.They are much cheaper and the quality is usually quite high.
Exclude spontaneous purchases - chocolates, soft drinks, magazines, lottery bilety.Otpravlyayas to work or for a walk, do not bring your wallet - so you can avoid the temptation to buy some trifle.
Cut hikes in catering establishments.The only option that you can not afford to austerity - a cheap business lunch.Choose a restaurant or cafe, where the price of a lunch the lowest possible, and portions - weight.Completely excluded from their diet of fast food - it is not only harmful to health, but also very uneconomical.
bad you can save on entertainment.Do the math, for example, the cost of Sunday's output with two children.Restaurants, movie or children's center, plus mandatory purchase things like toys, popcorn, cotton candy and other optional details.Instead of expensive leisure go with his family to the park or go on a picnic (picnic area, take the provisions out of the house).
actively use the free services.Instead of purchasing another book Join the library.Instead of going to the movies go to stage student theater - ticket price is symbolic.And do not forget the friendly service.Perhaps among your friends there are barbers or computer specialists?You will be able to take advantage of their help, offering to return his.
money saved necessarily delay - the only way you really feel how much managed to save.Get a separate bank account with the possibility of unlimited investment for the period of the deposit and interest capitalization.At the end of the year you'll find on this account quite weighty sum.

Tip 2: How to save money on cosmetics

desire to be beautiful is pushing women to the purchase of all new cosmetic products.Bright advertisement, gossip girlfriends, colorful catalogs do not leave for a minute.However, they are not always as effective and good, as they say.Save on buying trendy cosmetics can be by producing some of their own, at home.
How to save on cosmetics
you need
  • - mint leaves;
  • - dandelion leaves;
  • - honey;
  • - cream;
  • - dill;
  • - olive oil;
  • - oatmeal;
  • - zucchini;
  • - egg yolk;
  • - milk;
  • - almonds;
  • - orange peel.
Face masks

1. Grind 1 tablespoon mint leaves, 1 tablespoon of dandelion leaves.Mix them with 1 teaspoon honey and 1 tablespoon of sour cream until smooth consistency.This mixture imposes on pre-cleaned face with soft massage movements, grasping the neck and chest.After 20-25 minutes rinse with warm water all over again, and then cool.This procedure is recommended 2-3 times per month.The skin becomes noticeably soft and velvety.

2. Mix 1 teaspoon of chopped fennel with 1 teaspoon of olive oil.Add the resulting mixture 1/2 teaspoon of oat flour and mix to form a slurry.The mask is applied to the pre-cleaned face for 15-20 minutes.After that, remove detergent residue with a cotton swab dipped in warm water.This procedure is recommended to carry out 1-2 times a month.This mask is perfectly nourishes and moisturizes the skin, making it healthier and more radiant.
Hand masks

1. Clean a small zucchini peel and grate part (50-70 grams) on a fine grater.To the resulting mass add 2 teaspoons of oatmeal, 1 tablespoon of sour cream.Stir these ingredients until homogenous.Apply mask on your hands for 15-20 minutes.Then rinse off the remains of tools with lukewarm water.This procedure is recommended 2-3 times per month.

2. Mix 1 egg yolk, 1 teaspoon of oat flour, 1 tablespoon of honey.The resulting mixture was massaging rub into the skin.On top put on cotton gloves, and leave mask overnight.In the morning rinse off any means of warm water and apply any moisturizer.This mask helps to rejuvenate and regenerate the skin, smoothing wrinkles.This procedure is recommended 2-3 times per month.
Body scrubs

1. Mix 1 cup oat flour, 1/2 cup milk.In this mixture, add 1 tablespoon chopped dry mint.This mixture is massaged apply on the skin of the body for 15-20 minutes.It is very soft scrub, so is suitable for all skin types.It can also be used instead of a soap.This means perfectly tones skin.

2. Mix 1 teaspoon of olive oil, 2 tablespoons of ground almonds, 1 tablespoon chopped orange peel.Stir these ingredients and apply on the skin of the body.After 10-15 minutes rinse with warm water and detergent residue.This procedure is recommended to carry out 1-2 times a month.
How to save money: reducing spending wisely
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How to save money: reducing spending wisely