Tip 1: How not to buy an apartment Credit

realities of modern life are such that most of the apartments are bought on credit, and is pledged to the bank until the full repayment of the entire amount owed.Upon the sale of real estate collateral is necessary to coordinate the sale transaction with the bank, after which it will be possible to make the ownership to the buyer.In order not to buy an apartment Credit should observe basic safety rules deal.
you need
  • - an extract from a single register;
  • - passport;
  • - application;
  • - Receipt of payment for state services.
Guide
1
safest option to buy an apartment - contact the reliable real estate agency to conclude a contract in which a separate paragraph to indicate that customer to buy real estate realtors to check the purity of the transaction.
2
paying service real estate agency, a large part of the amount for the services you give for checking purity of the transaction.Experts who regularly carry out registration of apartments, familiar with all risks and property check on
all parameters, including deposit, which is made in the preparation of a large amount of trust or mortgage.
3
If you do not plan to contact mediators and want to save for their services, do check the purity of the transaction you have to yourself.
4
Often the owner does not hide the fact that the apartment is pledged to the bank and the credit for it has not yet been paid.But if the owner claims that the whole amount of the loan paid out, it is not out of place to check it out.
5
When making a pledge of property rights are registered with the introduction of restrictions in a single register.Extract from the register does not apply to sensitive information so you can get it by contacting the Federal Department of the State Registration Service of a statement, a passport and a receipt of payment for the services.
6
After seven days you will be given an extract from the archive.If the apartment is pledged to the bank, then the credit for it has not paid off, because after full payment of the mortgage or trust loan secured with real estate is removed.
7
You do not have to apply to the additional instances.No need to make requests to the banks.One extract from a single register would be enough to get acquainted with all the information and do not buy a credit apartment.

Tip 2: How to buy an apartment in Moscow without intermediaries

When buying a home people often turn to a specialized real estate agency.But you have to pay for their services, to the same level of professionalism of Realtors is not always satisfactory.Therefore, some people tend to buy an apartment without intermediaries .This is possible in any city, for example, in Moscow .
How to buy an apartment in Moscow without intermediaries
you need
  • - passport;
  • - money to buy a home;
  • - computer;
  • - access to the Internet.
Guide
1
Find your desired option apartment in Moscow .This can be done through various newspaper free ads, as a broad theme and focusing on specific real estate.Many ads you can find in the newspaper "Hand in Hand" and other publications.
2
Use search ads on web sites.Initiates Moscow there are many, for example, www.mesto.ru and www.kvadroom.ru/ But most comprehensive database available on the website, Cyan - http://www.cian.ru/ The system site search should specify the desiredDistrict of Moscow and the Moscow region, the area of ‚Äč‚Äčinterest of property, number of rooms, accessibility of public transport.As a result, the search will give you plenty of options sorted by price, from cheap to expensive apartments.But note that in the system are placed different ads - from individuals, from construction companies, as well as from real estate agencies.Please note that by accessing the latest version you have to pay a commission to the agent, despite the fact that you yourself have found this apartment .If the present declaration provided false information, you may contact the direction of the resource, and remove it.
3
Visit selected apartment .If the purchase of second homes, be especially attentive to detail.For example, to find out.whether an overhaul of the building.For an old house it will be a plus.It is also desirable to see the neighbors and maybe even ask about what the situation there in the hallway, there are no problems with noise or with individual tenants.
4
conclude a contract for the sale of housing.At this stage, it is desirable to bring a lawyer to help in its drafting.In this case, the expert will not be a mediator and consultant, and his services will cost less than a realtor assistance.
5
Register Rosreestra contract.On his website you can find the address of receiving in the various administrative districts of Moscow - http://www.to77.rosreestr.ru/registr/rights_1/reg_graf/
6
Make cash settlement.It is best to make it with the transfer of money from the banking cell or wire transfer.This will ensure a secure transaction.

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