Calculate stazhevoy factor.This value is established for women with experience of 20 years and men with experience of 25 years of 0.55.If you have worked more, to this factor must add 0.01 for each additional year.However, it is worth remembering that this amount is limited to 0.75.
Calculate your average monthly earnings for the year 2000-2001, which corresponds to a personalized account information.Get the document with these amounts can be an employer or in a department of the Pension Fund.You also need to figure out the size of the average monthly wage in the country during the same period.Divide the first value to the seco
nd.The result must not exceed the ratio of 1.2.Otherwise, the calculation takes the number of 1.2.
Determine current insurance capital.To do this, stazhevoy coefficient multiplied by the salary and for the amount of contributions to the pension fund accumulated up to 01.01.2002.Next, determine the insurance part of the pension.To do this, the settlement of the insurance capital divided by the number of months of expected pension payments, and then add the basic pension.These values ​​are established annually by the legislative acts.
Find out the accumulated pension amount since 01.01.2002.Divide this value by the number of months of the expected payments.The result is a cumulative part of the pension.
Sum insurance and funded part for the purpose of monthly pension payments.Check calculations and draw a pension can be turned into a branch of the Pension Fund of the Russian Federation at the place of residence.Keep in mind that the date from which to begin accruing pension is determined by date of submission of relevant application and a set of documents confirming the identity and the right to pension benefits.