Types and tasks of social insurance
Compulsory insurance mainly refers to the active population.The most important tasks of insurance are: the creation of financial assets and financial situation of the equation between the people who are engaged in work and those who are not working.We can say that this kind of protection of citizens, including dependents, from a lack of money because of the disability.The latter may be associated with illness, disability, old age, pregnancy and child rearing, etc.
In the Russian Federation obligatory social insurance is divided into several types: sickness insurance, in connection with pregnancy and childbirth, accident, MLA, mandatory pension insurance in case of death of the insured citizen.There are three funds: pension
fund CBOs and the social security fund.
should be noted that they all have their own money and do not depend on the state budget.The money they receive from insurance premiums that insurers themselves to donate.This ensures the protection of citizens' interests.
Characteristics of the main types of social insurance
Particular attention is now the support of citizens who have temporarily lost the ability to work for reasons beyond their control.This group includes pregnant women and young mothers with children under the age of one and a half years.Acquired occupational diseases, such as silicosis, asthma, fully paid from the state budget.
CHI and pension insurance are also playing a big role.OMS provides free medical care to the extent provided by law.Monthly all working people are charged money for their retirement account that retirement will be paid in the form of grants.
Special attention should be paid benefits in the event of death or an accident at work.This financial assistance is obtained close relatives of the deceased.
Because of all this, it can be argued that compulsory social insurance in Russia - is a program that is designed to provide financial support to needy categories of the population.This ensures the equality of all citizens and their social protection.